For home sellers, transforming an ordinary kitchen into one that garners homebuyers’ attention is no small feat. However, there are many quick, easy ways to clean your kitchen and ensure it will dazzle homebuyers any time they visit.

Here are three kitchen cleaning tips that every home seller needs to know.

1. Eliminate Wall Splatters.

Wall splatters can be major eyesores in any kitchen. Fortunately, home sellers who spend a few minutes identifying and addressing wall splatters can beautify their kitchens with ease.

If you notice waterborne kitchen wall splatters like ketchup, mustard or wine stains, you can use a wet cloth or paper towel to wipe away these problems immediately. Or, if you find grease stains on your kitchen walls, be sure to utilize a mix of dishwasher soap and water to minimize such issues.

Try to eliminate kitchen wall splatters as soon as you notice them. Wall splatters may become more difficult to minimize over time, and the sooner you identify them, the sooner you can eliminate them altogether.

2. Clean Out the Refrigerator.

Homebuyers will examine every nook and cranny of your house, so don’t be surprised if they take a look inside your refrigerator. However, if your refrigerator is messy, overloaded with leftovers or has not been cleaned out in several years, it could negatively affect a homebuyer’s impression of your residence.

Even devoting a few minutes to cleaning out your refrigerator daily can make a world of difference for home sellers. Wiping down the refrigerator shelves, cleaning the refrigerator drawers and getting rid of outdated products can give your refrigerator a clean, streamlined appearance.

Don’t forget to place an open box of baking soda inside your refrigerator every few months too. This box will help absorb and eliminate odors consistently.

3. Check Out Your Dishwasher and Sink.

If you run your dishwasher daily, you’ll want to clean it out and ensure there are no dishes, pots, pans or cooking utensils inside of it when homebuyers visit your residence. Instead, you should try to keep your dishwasher looking pristine, as this will help you show homebuyers exactly what your kitchen has to offer.

Plus, you should keep your sink as clean as possible. Be sure to clean the sink itself after you wash dishes in it. Also, try to avoid leaving dirty dishes in the sink, as this may cause odors to form that could move throughout your home.

Maintaining a clean, beautiful kitchen can be tricky, but there is always extra help available if you need it.

For example, your real estate agent may be able to offer kitchen cleaning recommendations and ensure you can find a professional cleaning company to help you beautify your kitchen. That way, you can reap the benefits of an immaculate kitchen, one that homebuyers are sure to appreciate and may enable you to speed up the home selling process.

Conduct an in-depth review of your kitchen today, and you can move closer to transforming a bland kitchen into a fabulous one.

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You may have heard that you will need 20 percent of the purchase price of a home to put down in order to buy it. As the prices of homes continue to rise. 20 percent of the purchase price of any home may not seem like a small feat to save up. It’s not impossible to buy a home. You may be able to get around the 20 percent rule in a variety of ways. Keep in mind that putting down as large of a down payment as you can will help you to land the home of your dreams a bit faster. 

The 20 percent down rule is sort of a myth. While the more you have saved up, the better your chances of standing out among other buyers are. You can still get a mortgage with less than 20 percent down from most banks. The drawback in not putting down 20 percent on a home is that you will need mortgage insurance (also known as PMI). Mortgage insurance is necessary if you put less than 20 percent down because the lender wants protection in case the home is foreclosed on due to a lack of payments.

All About PMI Payments

If you do put less than 20 percent down on a home, your PMI payments won’t go on forever. Once your loan is paid down a bit, you’ll be free and clear of PMI payments. As a rule, if the loan-to-value-ratio reaches 80 percent, you can ask your lender to cancel the insurance for you. When the loan-to-value ratio reaches 78 percent, the lender will automatically cancel the PMI. This is a welcome decrease in expenses since PMI insurance can add up to be hundreds of dollars per month.      

Finding A Way Around 20 Percent Down

Before you even decide to buy a house, you should look at financing options. There are certain programs that are available to you to help. If you know about them ahead of time, you’ll be able to take advantage of them.  

Government Programs

Many different government agencies have programs available to help people get a home easier. These programs will provide home loans with a low interest rate and little to no down payment. The downside to these programs is that many of them actually require you to purchase private mortgage insurance as a contingency to get the loan. You’ll need to plan for these extra expenses. There are even grants available to help you with your down payment. Check in your state or local HUD office for details on various programs that can assist you with your down payment on your first home. Through a bit of savings and research, owning your first home can be possible with or without 20 percent down.

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